To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. As you are filling in the application, if you find yourself short of time you may save the application for review and completion at a later date. After submitting your application, various loan programs may allow you to receive an immediate online credit approval.

Here are some important items to consider before you complete your application:

• Please review Property Information under the MORE section for acceptable and unacceptable property types before applying.   Please make sure your property type is listed before you submit your application!

• When completing the borrower information, please enter the PSECU member as Borrower #1.   The mortgage loan will be set up under borrower #1's account number.

• If you are applying for a "pre-approval", simply enter "to be determined" for property street address. 

• If you are applying for a Jumbo Loan, your interest rate and closing costs will be estimated upon receipt of your application.  

• PSECU provides Pennsylvania Housing Finance Agency (PHFA) mortgages. Income and purchase limits apply along with other restrictions. To find out more about this program, please contact a PSECU Mortgage Consultant at 1.800.237.7328 or 717.234.8484, option 6, extension 3864.

• PSECU policy requires that bankruptcies must be discharged for a minimum of 5 years.  If you have filed for bankruptcy please contact our Mortgage Consultants at 800.237.7328, option 6, extension 3864 before applying.

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